Desjardins Energy-Efficiency Loan
Desjardins designed the Energy-Efficiency Loan for businesses who want to modernize their equipment and buildings in order to reduce their energy bill and greenhouse gas emissions.
The Desjardins Energy-Efficiency Loan supports businesses committed to reducing their greenhouse gas emissions and is intended for entrepreneurs benefiting from financial support1 from government authorities and energy distribution companies such as Hydro-Québec and Gaz Métro.
Features
• Fixed or variable interest rate
• Repayment amortization period, terms and conditions based on projected savings following energy-efficiency work.
• Financing up to 100% of the total cost of modifications.
• Possible repayment pause while modifications are made.
• Compensation equivalent to 50 basis points on December 31 loan balance of each year2.
• Loan Insurance in the event of death or disability.
Advantages
• Helps finance projects that improve your company's energy efficiency without affecting your working capital.
• Increases your company's earning power and value, once the work is completed.
• Contributes to the reduction of your company's greenhouse gas emissions.
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